What Information We Collect and Why
When you open a 31bd account, we collect the details you submit during registration — your name, email address, phone number and date of birth. When you make a deposit or withdrawal using bKash, Nagad or Rocket, we record the transaction reference, amount and wallet number
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so we can match payments to your account accurately. We do not store your full mobile banking PIN or password. We also collect device and browser data — your IP address, the type of device you use, and session timestamps — to detect unusual login activity
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and keep your account secure. If you contact our support team, that conversation is stored so we can follow up consistently. We use all of this data only for account management, payment verification, fraud prevention and improving how the platform works. We do not sell your
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personal data to third parties. Availability of our services depends on your local law and eligible regions. If you withdraw consent for certain processing, some account functions may become unavailable.
Service availability depends on eligible regions and local law. Users should check local rules before opening an account.